Application Entry

Overview

Application entry is the first step in processing a new submission. You collect the applicant’s information, assign a producer and underwriter, and enter the policy dates. Once the application is saved, it moves to the rating step.

Loading diagram...

Before You Begin

Make sure you have the following ready before starting:

The completed application form from the producer
The producer must be active in LAMS with a valid license in the policy state
The line of business and state must be eligible for coverage

Step 1: Start a New Application

📷

New Application button on the policy search screen or dashboard

From the top navigation, click New Business then New Application.
Select the Line of Business from the dropdown (e.g., Accountants Standard, Real Estate Standard).
Select the State where the applicant operates.
Click Continue.

The system will validate that coverage is available for the selected line of business and state before proceeding.

Step 2: Enter Client Information

📷

Client information form showing firm name, contact name, business address, and mailing address fields

Fill in the applicant’s details:

Field	Notes
Firm Name	The named insured — required
First Name / Last Name	Primary contact person
Business Address	Street, city, state, ZIP
Mailing Address	Check Same as business if identical
Phone	Primary phone number
Email	Required for quote and policy delivery
Fax	Optional

Step 3: Enter Policy Dates

📷

Policy dates section showing effective date, expiration date, and prior acts date fields

Field	Description
Effective Date	When coverage begins
Expiration Date	Automatically set to 12 months after the effective date — adjust if needed
Prior Acts Date	The retroactive coverage start date for claims-made policies — see Glossary
Application Received	Date the paper application arrived

Step 4: Assign Producer and Underwriter

📷

Producer search dropdown and underwriter assignment dropdown

Producer — Search by name or code. The producer must have an active license in the selected state.
Underwriter — Select the staff member who will be responsible for processing this application.

Step 5: Enter Underwriting Information

The fields you see in this section depend on the line of business selected.

📷

Underwriting information form showing revenue fields and staffing section for an accountants application

Accountants (Standard and Express)

Field	Description
Gross Revenue	Total firm revenue for the most recent fiscal year
Full-time CPAs	Number of licensed CPAs working full time
Part-time CPAs	Number of licensed CPAs working part time
Non-CPA Professionals	Accountants, bookkeepers, and similar staff
Prior Disciplinary Actions	Any state board or professional disciplinary history
5-Year Claims History	Prior claims — describe each with date, amount, and status

Real Estate (Standard and Express)

Field	Description
Type of Practice	Residential, commercial, or both
Business Brokerage	Yes/No — triggers additional premium if yes
Mortgage Brokerage	Yes/No
Construction / Development	May trigger an exclusion

Appraisers (Express)

Field	Description
Number of Appraisers	Total licensed appraisers covered
Trainee Appraisers	Adds trainee coverage endorsement
AMC Operations	Whether the firm operates as an Appraisal Management Company
Disciplinary History	Any state licensing board actions

Lawyers and Miscellaneous

Enter the attorney count, areas of practice, and any prior claims history.

Saving the Application

Once all required fields are complete, click Save Application. The application is now in Received status and ready for guidelines validation and rating.